Industries
Industries
We work where a licence and an operating model have to be designed together — and where the regulator will check that they match.
01
Digital assets
Digital asset businesses combine market, custody, technology and conduct risk in one platform. The licence file has to show how each is controlled from day one.
Typical licences
What we do
- Licence-path and eligibility assessment
- Custody, segregation and key-management design
- AML/CFT, market surveillance and IT risk frameworks
02
Payments & e-money
Payment businesses are judged on how they protect customer funds, keep services running and detect fraud. Those controls sit in the operating model, not only in policy.
Typical licences
What we do
- Money-flow mapping and licence assessment
- Safeguarding, reconciliation and fraud controls
- Operational resilience and outsourcing oversight
03
Securities & asset management
Securities and fund businesses operate under detailed conduct, capital and governance requirements, often inside larger groups with shared functions.
Typical licences
What we do
- Licence preparation and governance design
- Compliance programme and monitoring
- Investment committee and fund governance
04
Lending
Lending businesses are assessed on responsible lending, fair collections and the governance of credit models — especially when decisions are automated.
Typical licences
What we do
- Credit policy and responsible lending framework
- Credit model governance and data protection
- Collections conduct and complaint handling
05
Corporates going digital
When an established company adds a regulated or digital business, the new line needs its own governance, controls and operating model — and a clear fit with the group.
Typical licences
What we do
- Licence screening for the new business line
- Governance and group structure
- Operating model and go-live readiness